Financial Information

Nope! Although dental insurance can be nice to have, it is not necessary in order to receive treatment—and, in some cases, it’s not even beneficial.

Unlike medical insurance, dental insurance isn’t meant to cover all your procedures, or even the majority of them! It’s a supplemental insurance, and it normally works best when covering a single major service per year. Although the deductibles are often low, the maximum payments normally are, too.

Out-of-network doesn't mean out-of-coverage, or that your insurance won't pay a portion. Things work a little differently in dentistry than the rest of medicine. All it means is that we don’t have a direct contract with your insurance provider. If you have a PPO and are out-of-network, there will be coverage, but you’ll receive payment from your insurance company directly as the patient, instead of us receiving the payment as your provider.

We promise to submit your claim for you in a timely manner so you can get reimbursed quickly. Since we do this electronically, reimbursement doesn’t take long at all—usually within the same credit card cycle, so your reimbursement check can be used to pay the credit card charge.

Secondly, if you’re considering enrolling in insurance before your procedure, go ahead and schedule a consultation with us first. We can walk you through your expected costs for treatment. What you may not realize is many insurance companies require long waiting periods and high premiums to get started. You may find that the benefit of getting treatment soon outweighs the cons of waiting.

We’re here to help you understand your options, so don’t hesitate to give us a call. We always have your best interest at heart, and we promise to be transparent and honest.

Ballantyne Endodontics accepts all PPO dental insurance plans. If you have a PPO plan, you get to pick your own provider, if your plan is a DMO, call your insurance to see if they will provide you an authorization to see a non-participating provider. Oftentimes DMO providers are scheduled out very far, but we can see you sooner. There is a reason your dentist referred you.

If you have questions about your specific plan, feel free to contact us, or ask us during your evaluation. We can verify your insurance information prior to your consultation. Once we create a treatment plan after the consultation, we can request a pre-treatment estimate of your expected reimbursement amount.

We will handle all filing with your insurance provider so that you get the maximum benefit allowed.

It’s possible there could be a difference in price between in-network and out-of-network providers, but the difference will probably be almost negligible—generally no more than $100 or $150 after reimbursement. Upon your request, we can certainly work with your insurance and provide a pre-treatment estimate to help you determine the price with as much accuracy as possible.

If your general dentist has referred you to us, it’s because they trust you’ll get the best possible care with our office. We recommend you follow your dentist’s recommendation! We have a number of referring dentist partners across the Carolinas, and they continue to refer to us because we do a great job for their patients, and we’ve earned their trust over time. We hope you’ll allow us to earn your trust, too!

The most important thing to remember is, out-of-network doesn’t mean out-of-coverage.

Just like your general practitioner might refer you to a cardiologist, general dentists refer their patients out to endodontists when you need their expertise.

At the end of the day, if your dentist referred you to us, it’s because they trust the excellence and precision of our doctors and team, not because we’re in-network for your insurance.

Insurance companies have profits first in mind, but your dentist is making their recommendation for you to come see us based on what’s best for your health.

We truly care about you on a personal level, and we take the time to get to know you and fully explain your diagnosis and treatment options. We have been in the business for over a decade and consistently get excellent reviews from our patients. Our doctors are not only recognized in the Carolinas but are amongst some of the most respected Endodontists nationwide. We also use advanced technology, which may be unavailable at other endodontic practices, because we know it helps us treat you with the highest quality care.

At the end of the day, we hope you’ll see your oral health the way we do: as an important investment in your overall health and wellbeing. We hope you’ll choose an endodontist with your health top of mind, regardless of your insurance network.

We are committed to providing the highest quality care at the most reasonable cost to you. We’ll always make sure you’re aware of all charges associated with your treatment before it begins.

We offer different payment options for your convenience.

1. We accept all major credit cards and cash.
2. You can utilize a health or flex spending card provided by your employer.
3. Third-party financing is available through CareCredit or Cherry Financing. You can apply online and receive approval before your treatment.

Please note that payment is due at the time of service.

You can make payments online HERE.

We are happy to accept Visa, MasterCard, Discover, and American Express. We are unable to accept personal checks.

You can make payments online HERE.

It normally takes an average of 2-3 weeks for you to receive your reimbursement check. However, wait times depend on your insurance plan, so please double-check with them

Have another question? Give our friendly team a call.